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Rates

Rates are effective as of and are subject to change without notice. Fees may reduce earnings. Withdrawal of dividends may affect your APY.**

      Interest Rates Certified by Datatrac

 

Vehicle Loan Rates

Type Rate APR*
Auto Loans (2007 & Newer) As Low As 3.49%
Boat Loans As Low As 3.49%
RV Loans As Low As 3.49%

 

Secured Loan Rates

Type Rate APR*
Share Secured Loan As Low As 6.00%
Certificate Secured Loan Call the Loan Dept. at 740-389-9960, x.410

 

Signature Loan Rates

Type Rate APR*
Signature Loans As Low As 10.00%

 

Mortgage Rates

Type Rate APR*
Mortgage Loan (Up to 10-Year Term) As Low As 5.00%
Mortgage Loan (11- to 30-Year Term) Call Becky at 740-389-9960, x.320

 

Apply Online Now

Online applications are available to current members only. Not a member yet? Become a member.

Print an MCCU Loan Application (PDF Form)
Print an application for an Auto, Holiday, or Signature loan and return it to one of our offices or fax it to us at 740-389-4606.

Visit one of our branches
Apply in person and our friendly staff will help you.

 

Club Accounts

Name Dividend Rate APY**
Organizational Shares - Balance $100 & up .050% .050%
Christmas Club - Balance $5 & up .060% .060%
Vacation Club - Balance $5 & up .060% .060%

 

Health Savings Accounts

Name Dividend Rate APY**
HSAs - Balance $250 & up .250% .250%

 

IRAs

Name Dividend Rate APY**
Educational IRA Share - Minimum $50 .250% .250%
Roth IRA Share - Min. $50 .250% .250%
Traditional IRA Share - Min. $50 .250% .250%

 

Kid & Teen Club Savings

Name Dividend Rate APY**
Balance $5 & up .080% .080%

 

Regular Share / Savings

Name Dividend Rate APY**
Balance $100 & up 0.080% 0.080%

 

Share Certificates & IRA Certificates - Specials***

Name Dividend Rate APY**
14 Months Certificate - Minimum $1,000 2.231% 2.250%
28 Months Certificate - Minimum $1,000 2.575% 2.600%
45 Months Certificate - Minimum $1,000 3.455% 3.500%
***Certificates are subject to early withdrawal penalty of 90 - 270 days dividends. Based on term

 

Share Certificates & IRA Certificates***

Name Dividend Rate APY**
+ BONUS - If $50,000 to $99,999 add add'l (does not apply to Specials): +0.150% +0.150%
+ BONUS - If over $100,000 add add'l (does not apply to Specials): +0.250% +0.250%
12 - 23 Months Certificate - Min. $500 0.599% 0.600%
24 - 35 Months Certificate - Min. $500 0.748% 0.750%
36 - 47 Months Certificate - Min. $500 0.996% 1.000%
48 - 59 Months Certificate - Min. $500 1.294% 1.300%
60 Months Certificate - Min. $500 1.492% 1.500%
***Certificates are subject to early withdrawal penalty of 90 - 270 days dividends. Based on term

 

Share Draft/Checking

Name Dividend Rate APY**
Business Plus Checking - Balance $500 & up 0.050% 0.050%
Share Draft / Checking - Balance $500 & up 0.050% 0.050%

 

Variable Money Market/Checking****

Name Dividend Rate APY**
Tier I -- $1,000 - $24,999.99 0.200% 0.200%
Tier II -- $25,000 - $49,999.99 0.300% 0.300%
Tier III -- $50,000 - $99,999.99 0.349% 0.350%
Tier IV -- $100,000 to $249,999.99 0.449% 0.450%
Tier V -- $250,000 & OVER 0.499% 0.500%
****Dividends forfeited if closed early. Dividends paid last day of month

 

*APR = Annual Percentage Rate    **APY = Annual Percentage Yield

***Share Certificates: A penalty will or may be imposed for early withdrawal.

All loan applicants must comply with the USA Patriot Act.