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Checking General Information
Money Market Checking
Money Market Checking Account gives you a higher dividend rate than on a traditional savings account without having to tie it up in a certificate to earn more. You can also receive the ease of access of a checking account if you wish to order checks for this account.
- $1,000.00 minimum balance must be maintained at all times to earn dividends and if your account balance falls below $1,000.00, a $10.00 draft service charge will be applied on the last day of the month .
- $250.00 minimum withdrawal.
- Accounts closed prior to the end of the month will forfeit accrued dividends.
You will receive a monthly dividend paid the last day of each month based on your account balance. Dividend rates may change weekly. We will send you a monthly statement showing all account balances and activity. This is a non-transaction account, so no automatic electronic debits can be made to this account.
To open an account, just stop in today!
All MCCU checking accounts are now eligible for online account access. Stop in either branch or call us today at 740-389-9960 to sign-up to access your account online. Bank online today!
ATM Debit Card
Our ATM and debit cards can give you the freedom to access your money virtually anywhere! You can use your cards at any ATM displaying the Cirrus, Fastbank or Pulse logos - that virtually world-wide access!
Avoid paying surcharges at other financial institution’s ATM machines by getting yourself extra cash when you make a purchase using your ATM or Debit card.
You can also get cash at most stores that accept debit cards by indicating “Yes” when the pin pad asks if you would like extra cash. In most cases it will then allow you to select a desired amount. You will not be charged extra for this service.
Use your MCCU Debit card for purchasing and your purchases will have enhanced protections: Price Protection, Extended Warranty, and Satisfaction Guarantee
Doubles the time period and duplicates the coverage of the original manufacturer’s or U.S. store brand warranty for a maximum of one year.
If you ﬁnd a lower price within 60 days of purchase, Price Protection guarantees you the best price on products purchased with an eligible card by refunding the difference.
Provides up to $250 per product, if you become dissatisﬁed with the product within 60 days of purchase and the merchant will not accept a return.
*Certain restrictions, terms, and conditions apply. Click on the service for complete details.
IMPORTANT ATM/DEBIT CARD NUMBERS
Lost / Stolen Debit Card: 740-389-9960 (MCCU) or 1-800-264-5578 (After Hours)
Debit Card Charge Dispute: 740-389-9960 (MCCU) or 1-866-987-1457 (After Hours)
Overdraft Protection (E-Z Advance)
We strive to find new and better ways to meet all our members’ financial needs.
It is not unusual for people to find themselves facing a cash shortfall due to a mistake in their checkbook or an unexpected bill. If you have ever accidentally bounced a check, you already know, in addition to the embarrassment, you also face merchant fees, the inconvenience of returning to the merchant to correct the error, and the potential negative effect on your credit rating.
Your credit union understands, and this is why we are introduced our E-Z ADVANCE program. It is automatically available to most of our share draft checking accountholders – Some restrictions do apply. It is a non-contractual courtesy and requires no action on your part to enroll. It costs nothing unless you use it. With E-Z ADVANCE, our intent is to provide you with some additional peace of mind in knowing you have a resource available in case you need it. Your financial transactions (checks, Debit card purchases and automated debit transactions) may be honored up to your limit of $500, as long as you maintain your credit union accounts in good standing. If you overdraw your account, Marion Community Credit Union may choose pay the item and charge your account our standard $30 non-sufficient funds fee rather than return it for non-sufficient funds.
We believe E-Z ADVANCE is one more way we can help you meet unexpected financial needs. If you wish to “OPT OUT” of E-Z ADVANCE please notify this office at 740/389-9960. We look forward to continuing to serve you.
Re-Order Checks Online
You can reorder your paper checks online directly from Main Street. Please have an existing check ready, as you will need information from it.Reorder Online
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