Rates & Fees

CDs / Share Certificates & IRA CDs

Name APR APY
12 - 23 Months CD - Min. $1,000 .798% .800%
12 Month YOUTH CD - Min. $500 .798% .800%
6-11 month CD minimun $1,000 0.648 0.650
24 - 35 Months CD - Min. $1,000 1.492% 1.500%
36 - 47 Months CD - Min. $1,000 1.837% 1.850%
48 - 59 Months CD - Min. $1,000 1.985% 2.000%
60 Months CD - Min. $1,000 2.820% 2.850%
SPECIAL - For amounts over $50,000, add 0.10% to base APR Add 0.10% Add 0.10%
SPECIAL - For amounts over $100,000, add 0.15% to base APR Add 0.15% Add 0.15%

Club Accounts

Name APR APY
Christmas Club .200% .200%
Organizational Shares .200% .200%
Travel Club .200% .200%

IRAs

Name APR APY
Educational IRA Share 1.000% 1.004%
Roth IRA Share 1.000% 1.004%
Traditional IRA Share 1.000% 1.004%

Kid & Teen Club Savings

Name APR APY
Balance $5.00 - $24,999.99 .250% .250%
Balance $25,000- up .499% .500%

Regular Share / Savings

Name APR APY
Balance $5.00-24,999.99 .250% .250%
Balance $25,000- up .499% .500%

Share Draft/Checking

Name APR APY
Basic Share Draft / Checking (NA/new accts) .200% .200%
Business Plus Checking .200% .200%
Check Club Plus - Share Draft / Checking .200% .200%

Variable Money Market/Checking

Name APR APY
Tier I -- $1,000 - $24,999.99 .300% .300%
Tier II -- $25,000 - $49,999.99 .399% .400%
Tier III -- $50,000 - $99,999.99 .747% .750%
Tier IV -- $100,000 - $349,999.99 1.045% 1.050%
Tier V -- $350,000 & Over 1.243% 1.250%