Loans
Apply for a Loan
Our loan application process is simple and we pride ourselves on our member service. There are three convenient ways to apply for a loan.
Print an MCCU Loan Application, complete the information and return it to one of our offices or fax it to us at 740-389-4606.
Phone our Lending Officer at 740-389-9960.
Auto Loans
We offer loans for the purchase of automobiles, trucks, motorcycles, recreational vehicles and boats. For more information about how you can qualify for a vehicle loan contact either branch and ask to speak with a loan officer. Print a Loan Application.
Aimbridge
We have recently added a new service for our member who are planning to purchase a new or used vehicle. We have partnered with Aimbridge (see Preferred Dealers below) to offer indirect lending for our members. You can now go to select dealers in Marion, Delaware, Columbus and many other cities throughout Ohio and purchase a vehicle through The Marion Community Credit Union with all of the paperwork done at the dealership. Before you buy ask at the dealership if they are an Aimbridge dealership.
If you would like to shop at an Aimbrdge dealership via the internet click on their link below. We will add other dealerships as they join Aimbridge or become active with our members.
Holiday Loan
Each year the credit union offers a special Christmas loan to its members who qualify. Let us help you this holiday season. MCCU is offering a Holiday loan that will reduce your rate by 2% for up to $1,500 with a maximum term of 12 months. To apply for this loan contact , Becky, Susie or Christina in our loan department. All rates are subject to our normal credit approval process.
Home Equity Loan
If you own your own home you may qualify for a MCCU home equity loan. A home equity loan allows you to borrow against the equity you have developed in you home over the years. The may also give you a tax benefit by allowing you to deduct the interest on the loan. Check with your accountant or financial advisor about your tax situation.
Loan Rates
For our latest loan rates, please contact us.
Mortgages
We offer both first and second mortgages to qualified applicants. To find out if you qualify for a new home mortgage or to refinance contact our loan office at 740-389-9960 and ask to speak with Michael, Gerry or Becky.
Overdraft (EZ Advance)
We strive to find new and better ways to meet all our members’ financial needs.
It is not unusual for people to find themselves facing a cash shortfall, due to a mistake in their checkbook or an unexpected bill. If you have ever accidentally bounced a check, you already know, in addition to the embarrassment, you also face merchant fees, the inconvenience of returning to the merchant to correct the error, and the potential negative effect on your credit rating.
Your credit union understands, and this is why we are introducing a new feature called E-Z ADVANCE. It will automatically be available to our share draft checking account holders.It is a non-contractual courtesy and requires no action on your part to enroll. It costs nothing unless you use it. With E-Z ADVANCE, our intent is to provide you with some additional peace of mind in knowing you have a resource available in case you need it. Your financial transactions (checks, ATM withdrawals, and automated debit transactions) may be honored up to your limit of $500, as long as you maintain your share draft checking account in good standing. If you overdraw your account, Marion Community Credit Union may pay the item and charge your account our standard $25 non-sufficient funds fee.
We believe E-Z ADVANCE is one more way we can help you meet unexpected financial needs. If you wish to “OPT OUT” of E-Z ADVANCE please notify this office at 740/389-9960. We look forward to continuing to serve you.
Signature
We offer signature or unsecured loans to credit qualifying members. For information about your ability to qualify please contact our loan office at 389-9960, extension 320.
